Senior Care Homes in Chesilhurst

Looking for the best Nursing Homes in Chesilhurst that offer the best services there is might be a hard task to do especially if you do not have a criteria  to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.

Assisted Living Programs

What To Look For In A Nursing Home?

Assisted Living Homes Near Me

Nursing home centers (also known as skilled nursing facilities) have come a long way over the past few decades. Although they're still not perfect by any means, nursing homes today are much improved over their predecessors. In the 1950's and 1960's, nursing homes (or old folks homes as they were often referred to as) were scary places for senior citizens. Today that trend is changing. Although nursing homes can still be scary, today there is significantly more federal and state oversight of nursing homes. All nursing homes must meet certain requirements, such as having a nurse on staff 24-hours a day, seven days per week in order to keep their doors open and have to meet all sorts of requirements in order to qualify for Medicaid, Medicare and other government funding programs.

If you are faced with placing a friend, family member or loved one into the care of a nursing home you should research carefully to determine the best place. Talk to people at church, a family physician or other people you respect. Chances are, someone you know has had to research nursing homes and may know of a good one to refer you to. If you do not get good referrals from people you know, a simple Google search can provide a lot of data. Carefully research each option and make sure you tour the facility before you make a final decision also ask about staffing as an understaffed facility can lead to lapses in care, delayed medications, and overall less support for the residents..

How Do You Know It Is Time To Look For A Nursing Home?

Most Americans fear they'll need long-term care at some point after retirement, but only a small percentage are doing anything about it, according to a survey conducted for the John Hancock Life Insurance Co. It states that 85 percent of respondents worry about needing long-term care at some time in their future, an increase from 80 percent a decade ago. Long term care addresses a wide range of long term care and supportive services for people who may have cognitive impairment or who are unable to accomplish certain activities of daily living over an extended period of time. These can include activities such as bathing, continence, dressing, eating, toileting, and transferring. Long term care services can be provided in a variety of settings, including your home, assisted care facilities or nursing homes; and it can be very expensive. Many Americans incorrectly believe Medicare and/or Medicaid will help fund their long-term care expenses. This is simply not true. Some feel they will be able to "trick" the system, but this has become much more difficult to do. The Deficit Reduction Act that was signed on February 8, 2006, has caused most states to radically alter Medicaid parameters and long term care programs. The loopholes are being closed. The study also found that almost 60 percent of the respondents worry about paying for long-term care, but nearly 70 percent of these people said they have done little planning, if any, for long-term care needs. Furthermore, Americans are living longer, care costs are rising, and company pension programs are being cut back. Because the average cost of nursing home care has risen to more than $71,000 a year, the costs for in-home care are also rising and it is apparent the rate of future increases will continue to be high; there is a looming crisis in America. Americans are not facing the realities of what lies ahead, especially the potential need for long-term care. Right now, Americans seem to be avoiding the issue. According to the survey, more than 60 percent of adults haven't tried to calculate the amount of money they need for retirement. Of those who did the calculation, nearly half didn't factor in long-term care. Of those who did, nearly four in 10 did nothing about it. One important financial tool possibly being overlooked is Long-Term Care Insurance. Many people do not realize this type of insurance can be tailored to fit a persons budget as well as help with some of the potential costs of long term care. In other words, there are many variables that can be tailored to meet an individual's financial budget as well as help with the cost of future long term care needs. A qualified Long-Term Care Insurance representative should be consulted to help develop an appropriate plan. Best Rated Assisted Living Facilities


New Jersey Long Term Care Benefits

Best Assisted Living Facilities in Laurel Springs

Looking for the best Nursing Homes in Laurel Springs that offer the best services there is might be a hard task to do especially if you do not have a criteria  to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.

Long Term Health Care Costs

What Are The Advantages Of Nursing Homes Over Other Options?

Assisted Living Facility Amenities

During this time of change these people are experiencing one of the most difficult periods of their lives. Not only is it difficult for the person making the move, but also for that person's family and friends. Here are more disadvantages: 1. The person is usually very sad. This is quite justified since they are usually leaving the only home they have known for years -- including all the memories. 2. Most fear a nursing home because they consider it the final step before death. This is usually true since once there, they usually do not return to their own home. 7. Lose their own personal doctor; and, instead one is provided by the home. 8. They may become very angry at their child or children for putting them there. This causes all kinds of heartache in the family. Sometimes there is no choice and a loved one must enter a nursing home. That is understandable; however, all situations are different. If I had to do it all over again for my mom, I would definitely consider at home care.

Roughly 10 percent of the people who enter a nursing home will stay there five years or more.

A recent analysis indicates that Americans spent $219.9 billion on long-term care services for the elderly in 2012. Nursing home spending accounts for the majority of long-term care expenditures, but the proportion of home and community based care expenditures has increased over the past 25 years.

In 2012, the average annual cost of nursing home care in the United States was $81,030 for a semi-private room. The average annual cost for assisted living was $42,600. Home health aides were paid on average $12 per hour and homemaker services averaged about $20 per hour. The average cost of a nursing home for one year is more than the typical family has saved for retirement in a 401(k) or an IRA. As of 2014, 26 states have contracts with managed care organizations (MCO) to deliver long-term care for the elderly and individuals with disabilities. The states pay a monthly capitated rate per member to the MCOs that provide comprehensive care and accept the risk of managing total costs.

When the percentage of elderly individuals in the population rises to nearly 14% in 2040 as predicted, a huge strain will be put on caregivers' finances as well as continuing care retirement facilities and nursing homes because demand will increase dramatically.

Governments around the world have responded to growing long-term care needs to different degrees and at different levels.

Most Western European countries have put in place a mechanism to fund formal care and, in a number of Northern and Continental European countries, arrangements exist to at least partially fund informal care as well. Some countries have had publicly organized funding arrangements in place for many years: the Netherlands adopted the Exceptional Medical Expenses Act (ABWZ) in 1967, and in 1988 Norway established a framework for municipal payments to informal caregivers (in certain instances making them municipal employees). Other countries have only recently put in place comprehensive national programs: in 2004, for example, France set up a specific insurance fund for dependent older people and in 2006, Portugal created a public funded national network for long-term care. Some countries (Spain and Italy in Southern Europe, Poland and Hungary in Central Europe) have not yet established comprehensive national programs, relying on informal caregivers combined with a fragmented mix of formal services that varies in quality and by location.

In the 1980s, some Nordic countries began making payments to informal caregivers, with Norway and Denmark allowing relatives and neighbors who were providing regular home care to become municipal employees, complete with regular pension benefits. In Finland, informal caregivers received a fixed fee from municipalities as well as pension payments. In the 1990s, a number of countries with social health insurance (Austria in 1994, Germany in 1996, Luxembourg in 1999) began providing a cash payment to service recipients, who could then use those funds to pay informal caregivers.

In Germany, funding for long-term care is covered through a mandatory insurance scheme, with contributions divided equally between the insured and their employers. The scheme covers the care needs of people who as a consequence of illness or disability are unable to live independently for a period of at least six months. Most beneficiaries stay at home (69%).

How Do I Choose A Nursing Home?

Are you prepared for retirement and old age? While it may still be a long way off and there are usually a lot more urgent things to take care of, dealing with some of the requirements of old age, either for yourself or for someone you care about, a huge difference can be made by a few simple steps. While saving for a pension and having good medical insurance are two of the most common steps, there is also the scope for long term care insurance, which may also be of great potential use in certain situations. This type of insurance covers the need for assistance in old age. Old age, as well as mental and physical illness can lead to many people needing assistance with such everyday tasks as eating, bathing and dressing. Simply looking after you can be too much for many people and when they are faced with this situation, assisted living and long term care can be an option. Long-term care insurance can step in to help pay for the costs of such care. Do you think you may need such care? Will you be able to afford it if you do? Long-term care can last for many years and it is very expensive. Without the proper insurance, many people simply could not afford it. You may be planning to rely on Medicare or your own private health insurance policy. However, Medicare does not pay for custodial treatment of this kind. It is simply too expensive and you will therefore have to seek alternative living arrangements. Even private medical insurance will not foot the bill for long-term care. If you think you will be very short of money by the time you need long term care you may qualify for Medicaid. Medicaid steps in to pay for medical care for the very poor. The good thing about Medicaid is that it will pay for long-term care. It is difficult to qualify for it though. You must be in the right wealth level and this is difficult to guarantee. The provisions of Medicaid are also liable to change so there’s no guarantee that just because long term care is provided for now, that it will be in the future. If you are in serious doubt as to your ability to qualify for Medicaid, then it is unwise to rely on it. Long term care can make a huge difference to your quality of life and well being in old age so if you think it is something you would like to make use of, the sooner you look into insurance for it, the better.

Assisted Living Facility Amenities

New Jersey Long Term Care Benefits

Senior Care Homes in Waterford

Looking for the best Nursing Homes in Waterford that offer the best services there is might be a hard task to do especially if you do not have a criteria  to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.

Top Rated Assisted Living Facilities

When Should You Start Looking For A Nursing Home?

Alzheimer\'s Assisted Living

Depending on the size of the nursing home, a nursing home may have either a nursing home administrator or an executive director. Some nursing homes may have both but their job duties are similar and can include overseeing staff, supplying medical supplies and financial matters. The nursing home administrators/ executive directors career requires at least a bachelor's degree and some advanced positions may require a master’s degree. Nursing homes are usually licensed and heavily regulated under governing legislation. Compliance with the federal and state legislatures are reviewed regularly for adherence to strict standards of building codes, care plans, behavior and altercations between residents, nutrition and dietary services, medical services, nursing and personal care, religious and spiritual practices, pets, and recreational programs.

Housekeepers are an important part of up keeping nursing homes. Housekeepers play a huge part in ensuring that nursing homes are kept clean and free of disease causing agents.

One of the many services offered in a nursing home is occupational therapy. Occupational therapy may be necessary following an injury or illness in order to regain skills and to receive support during any physical or cognitive changes. Occupational therapy will focus on activities of daily living such as bathing, dressing, grooming. Occupational therapy also assists with instrumental activities of daily living which include home and financial management, rest and sleep, education, work, play, leisure, and social participation. Occupational therapists work to allow the person to safely and comfortably reintegrate into society by practicing public dining, transferring to different surfaces (chairs, beds, couches etc.), and will assess the need for any home modifications or safety equipment to ensure a proper and safe transition. When a cognitive and/or perceptual deficit is presented, therapists will work with the person by teaching strategies to maximize memory, sequencing and attention span length.

Another important service found in a nursing home is physical therapy. Physical therapy may be necessary following an injury, illness or surgery. Physical therapy works with the person to help them regain strength, endurance, flexibility, balance and range of motion. Physical therapy is also used as a way of preventing injuries and accidents by focusing on restoring mobility, increasing fitness levels, reducing pain and overall reaching a certain point of independence. There are many conditions that can benefit from receiving physical therapy in a nursing home, these conditions include arthritis, pain associated with cancer, dementia, Alzheimer's, stroke and incontinence.

Speech-language pathology is another service found in a nursing home. Speech language pathologists specialize in working with those who have a difficult time with language and/or speech, usually following an injury or an underlying diagnoses. The SLP will evaluate the persons speech. If the person is having trouble with speech, this points to an issue with coordinating the movements and muscles used to produce speech. While trouble with language points to the person having difficulty with understanding what they are hearing and seeing. The SLP will also look at difficulty with swallowing food and will evaluate the person in order to figure out which part of the swallowing process is not working. Some of the many speech disorders worked with by the SLP are; Phonology meaning the speech patterns used, Apraxia meaning difficulty with coordinating the movements needed to make sounds, Receptive Language meaning difficulty understanding language, Fluency meaning stuttering, Expressive Language meaning difficulty using language and many other disorders.

Long-term care facilities exist under three major types: privately owned, non-profit/charitable, and municipal. Regardless of their ownership, aspects of funding, admission criteria, and cost to the individuals are all regulated by their respective provincial governments. As medical care is publicly funded in Canada, all long-term care facilities receive funding from provincial governments for the health care component of the residence – the nurses and personal support workers. Residents pay daily rates for 'room and board' (accommodation and food) that are determined by the type of room chosen, either shared or private.

Is Long-Term Care The Same As A Nursing Home?

In the United States at the beginning of our country the population was much younger. Life expectancies were less and the immigration into our country was mostly young people and families. A very small percentage of our population was categorized as old age. This category was affected by poor medical care and a much lower standard of living.

Immigration was hazardous and very dangerous. The immigrants who came here voluntarily were poor and hoping for a better life in the new world and the risk was worth the potential rewards. Also many slaves were imported into the new country and only the healthiest and strongest were even considered. This also added to the overall younger population.

Those we did live a longer life expectancy were often dependent on their children and there was almost no old age security blanket other than the charities of church's which were often modest. The family needed and depended on the care of one another. Due to the need to provide for the family most groups were in rural settings where crops could be grown and livestock could be raised. There was very little industry and only a very small percentage of the population lived in urban areas. The family was the key to survival and many different jobs and occupations were created from farming to butchering to educating the children

The history of long term care for those in need changed over the years as a better tax base was established and the interaction between state and federal governments improved. In the 1960's with the establishment of Medicare and Medicaid newer and better programs became available and more services were offered.

Even today thee programs continue to evolve and change as the needs of our populace changes.

Long Term Senior Care Homes

New Jersey Long Term Care Benefits

Elderly Assisted Living in Ocean City

Looking for the best Nursing Homes in Ocean City that offer the best services there is might be a hard task to do especially if you do not have a criteria  to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.

Alzheimer\'s Assisted Living

Are Nursing Homes Safe?

Assisted Living Facility For Non Seniors

Looking for the best Nursing Homes that offer the best services there are might be a hard task to do especially if you do not have a criteria on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement homes that is just right for your needs as every situation is different and not all Nursing Homes are equipped to deal with all conditions. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home. You should see what specific conditions the Nursing Home is equipped to handle such as an Alzheimer unit, dementia, and rehab. Lastly, you should look at the recreational activities and events being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.

How To Choose A Nursing Home?

Nursing home residents' rights are the legal and moral rights of the residents of a nursing home Legislation exists in various jurisdictions to protect such rights. An early example of a statute protecting such rights is commonly known as the Residents' Rights Act.

Specific rights protected vary greatly by jurisdiction. Types of rights protected include: dignity, medical privacy, pecuniary, dietary and visitation rights. Process rights, such as right of complaint, are also sometimes protected.

In the United States, concerns about poor quality care and ineffective regulation of nursing homes date back to the 1970s. Early regulation focused on the ability of nursing homes to provide care, rather than on the quality of the care provided or the experience of the individuals receiving care. In the 1980s, particularly in response to an influential Institute of Medicine (IoM) report, the US federal government moved to address these concerns by enacting more resident-focused regulations, and among these were a number of new quality-of-life rights for residents of nursing homes. Similar concerns over quality of care motivated people in other countries to advocate for residents' rights.

Advocates for residents' rights in Australia have established a Charter of Residents' Rights and Responsibilities and the Department of Health and Ageing provides an official unit to deal with complaints. In 1987, the government introduced substantial reform and regulation which included a program to monitor standards.

Nursing home residents' rights in Canada appear to have been primarily legislated at the provincial level. In Ontario, for instance, the Long Term Care Homes Act 2007 contains a "Residents' Bill of Rights", including, inter alia, the rights to be treated with courtesy and respect; to privacy in treatment; to be informed of one's medical condition and treatment; to consent to or refuse treatment; to confidentiality of medical records and treatment; to receive visitors; and, when near death, to have family members present 24 hours a day.

Since 1994, New Zealand has protected residents rights' (and rights of the disabled more broadly) under the Health and Disability Commissioner Act, including rights to respect, freedom from discrimination and coercion, dignity, communication in a language the resident can understand, information and informed consent, and right of complaint.

Residents' rights in the UK appear to have been primarily legislated at the country level. In England, for instance,[9] the Care Quality Commission, the health and social care regulator for England, describes national minimum standards under the Care Standards Act 2000 for services in care homes, including dignity and privacy rights, dietary and pecuniary rights, and the right to complain if one is unhappy with the care provided.

Residents' rights in the US are protected at both the federal and state level.

In 1980 the Civil Rights of Institutionalized Persons Act was passed to protect the civil rights of, amongst others, residents of nursing homes and similar facilities. In 1987, amendments known collectively as the Federal Nursing Home Reform Act, including a robust section on nursing home residents' rights, were attached to an Omnibus Budget Reconciliation Act of 1987 (OBRA '87) which was then enacted into law and codified at section 483 of Volume 42 of the Code of Federal Regulations and related United States Code sections. These required nursing homes to provide facilities to ensure that residents had a high quality of life, good physical and mental activities, and were able to participate in the administration of the home. Appeals to an ombudsman in case of dispute were to be facilitated. However, the act's protections may or may not apply to some nursing home residents whose nursing homes receive only state funds, and do not participate in Medicare or Medicaid.

Some rights provided by federal law as of 2010 include rights to dignity, privacy, freedom from discrimination, freedom from restraint, to be informed of medical care and treatment, pecuniary rights, visitation, rights of complaint and protection against transfer and unfair discharge. Specific rights include: choice of physician and involvement in treatment options; a right to be admitted without a third-party guarantee as a condition of admission; freedom from improper physical or chemical restraints; freedom from abuse; right to be treated with dignity; right to reasonable accommodation; right to participate in planning care and treatment and any changes in care and treatment; right to informed consent in language patient can understand; right to refuse treatment; right of family and Ombudsman to immediately access resident and have reasonable access to facility; right to privacy, confidentiality, and visitors; a right to not be transferred unless necessary to meet residents' needs, resident no longer requires care, safety of others is endangered, resident has failed to make own payments, or facility no longer operates; right to readmission; right to appeal hearings; right to have necessary care and services for highest practicable well-being; right to have adequate number of personnel; and, various rights respecting the residents' financial matters and need for proper notice and information.[20]

In California,[9] certain rights are protected. As of 2010, these include: a contract will not require the resident to provide advance notice of voluntary discharge; arbitration agreements may not be required as a condition of admission; an arbitration agreement may be rescinded by the resident or his or her agent within 30 days of signing it; a third party guaranty of payment may not be a condition of admission; Facility may not transfer or discharge resident for switching to Medi-Cal, or while qualification for Medi-Cal is still being determined; resident has a right to be notified in writing about discharges and transfers; resident has a right to appeal discharge and transfer decisions; resident has a right to return to a facility after a temporary stay in a hospital—to the first available bed, with Medi-Cal paying for the first seven days; resident has the right to visitors, and to privacy; and, that there shall be an adequate number of personnel on staff. There are still other protections for California residents, in part, because California incorporates federal law with respect to nursing home protections.

Florida enacted nursing home reform in 2016 through its Chapter 400 Residents' Rights legislation. The legislation allows for civil lawsuits brought on behalf of the victim or the victim’s survivors, to enforce the resident’s rights. This allowed nursing home corporations to be held accountable by juries, thereby creating a financial disincentive to bad nursing home care.

In Illinois, residents in nursing homes have the right to be fully informed of available services and the charges of each service. They have the right to be informed of all facility rules and regulations, including a written copy of all residents rights. Illinois nursing home residents have the right to receive information in a language they understand: English, Spanish, Braille, or any other language they wish to receive it in. Residents have the right to complain to the staff or any other person without the fear of reprisal and are able to file a complaint with the state survey and certification agency. They have the right to participate in one's own care which includes receiving adequate and appropriate care. And are also able to participate in their own assessment, care-planning, treatment and discharge. Residents are able to refuse any medication or treatments and is always able to review one's medical record. Residents have the right to privacy and confidentiality regarding all medical, personal, or financial affairs. Residents also have the rights to make independent choices, these include: Making personal decisions such as what to wear and how to spend free time, choose their own physician, participate in community activities that are both inside and outside of the nursing home, organize and participate in a resident council, and manage one's own financial affairs.

In Wisconsin, residents have the right to dignity. This means they have the right to be valued as an individual, to maintain and enhance their self-worth, to be treated with courtesy, respect and dignity, free from humiliation, harassment or threats. They have the right to privacy. They have the right to personal privacy during care and treatment, the right to confidentiality concerning their personal and medical information as well as the privacy to send and receive mail without interference. Residents have the right to access quality care for all residents, and to be told in advance about care and treatment, including all risks and benefits. Residents have the right to remain in the facility unless there is a valid, legal reason for transfer or discharge and the resident will receive a 30-day written notice with the reason for the transfer or discharge, including appeal rights and information. Nursing home residents have the right to be offered choices and allowed to make decisions, and can expect that the facility will accommodate the individuals needs and preferences. Residents have the right to accept or refuse care and treatment, and are able to choose their own health care providers including their doctor and pharmacy of choice.

Disability Assisted Living Facilities

New Jersey Long Term Care Benefits

Community Assisted Living in Deerfield

Looking for the best Nursing Homes in Deerfield that offer the best services there is might be a hard task to do especially if you do not have a criteria  to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.

Mental Health Long Term Care Facilities

Are Nursing Homes Safe?

Respite Care For Elderly

Most Americans fear they'll need long-term care at some point after retirement, but only a small percentage are doing anything about it, according to a survey conducted for the John Hancock Life Insurance Co. It states that 85 percent of respondents worry about needing long-term care at some time in their future, an increase from 80 percent a decade ago. Long term care addresses a wide range of long term care and supportive services for people who may have cognitive impairment or who are unable to accomplish certain activities of daily living over an extended period of time. These can include activities such as bathing, continence, dressing, eating, toileting, and transferring. Long term care services can be provided in a variety of settings, including your home, assisted care facilities or nursing homes; and it can be very expensive. Many Americans incorrectly believe Medicare and/or Medicaid will help fund their long-term care expenses. This is simply not true. Some feel they will be able to "trick" the system, but this has become much more difficult to do. The Deficit Reduction Act that was signed on February 8, 2006, has caused most states to radically alter Medicaid parameters and long term care programs. The loopholes are being closed. The study also found that almost 60 percent of the respondents worry about paying for long-term care, but nearly 70 percent of these people said they have done little planning, if any, for long-term care needs. Furthermore, Americans are living longer, care costs are rising, and company pension programs are being cut back. Because the average cost of nursing home care has risen to more than $71,000 a year, the costs for in-home care are also rising and it is apparent the rate of future increases will continue to be high; there is a looming crisis in America. Americans are not facing the realities of what lies ahead, especially the potential need for long-term care. Right now, Americans seem to be avoiding the issue. According to the survey, more than 60 percent of adults haven't tried to calculate the amount of money they need for retirement. Of those who did the calculation, nearly half didn't factor in long-term care. Of those who did, nearly four in 10 did nothing about it. One important financial tool possibly being overlooked is Long-Term Care Insurance. Many people do not realize this type of insurance can be tailored to fit a persons budget as well as help with some of the potential costs of long term care. In other words, there are many variables that can be tailored to meet an individual's financial budget as well as help with the cost of future long term care needs. A qualified Long-Term Care Insurance representative should be consulted to help develop an appropriate plan.

Is Long-Term Care The Same As A Nursing Home?

While many of us have heard of Long Term Care Insurance, we still may be wondering if we really do need it. We work all of our lives trying to build financial stability, which we hope will carry us into and through our retirement years.

Once we retire, we look forward to many years of comfort and relaxation. Unfortunately, life does not always work out as we planned. More often than not, some type of illness strikes and we are facing the possibility of not only being cared for, and, in many cases, the probability of losing everything we have ever worked for. There is a way to be prepared, and that is by making sure we have a program in place, which will absorb the financial burden, and give us peace of mind, while knowing that we can be cared for in a manner that we choose. And, in most cases today, we can be cared for right where we feel the most comfortable, in the privacy of our own home.

Of course, we all want to think that we never will need this magnitude of health care, but, unfortunately the reality of our needing the care outweighs our not needing the care. We need to ask ourselves this question. Am I willing to gamble my life savings and my quality of life, or do I want to have the peace of mind that a long term care plan can give to me?

Most of us have taken steps to protect our financial future. Remember that a sound financial plan should also address the possible need of long term care.

Medicare Approved Assisted Living Facilities

New Jersey Long Term Care Benefits

Sr Living in Vineland

Looking for the best Nursing Homes in Vineland that offer the best services there is might be a hard task to do especially if you do not have a criteria  to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.

Assisted Living Facility Ratings

What Is The Difference Between Nursing Homes Versus Assisted Living Residence?

Respite Care For Elderly

As a long term care administrator I have experienced many family members over the years that have been great advocates for their loved ones in my assisted living and skilled nursing communities. I have also seen many who have worked hard at being an advocated but who have been less than effective.

It is important for families to be champions for their loved ones care and quality of life. While in the Nursing home residents may be worried about speaking out themselves so it is important to be observant and advocate for them. So I would like to offer 4 quick tips to help increase your effectiveness.

1. Write vs. Talk - When an issue arises that requires your attention you can get really good results by putting your concerns in writing. A written letter hand delivered to the administrator requesting resolution and or a meeting is a powerful communication tool.

These tips are great ways to improve the effectiveness of your communication with any given long term care community.

What Is The Difference Between Nursing Homes Versus Assisted Living Residence?

Depending on the size of the nursing home, a nursing home may have either a nursing home administrator or an executive director. Some nursing homes may have both but their job duties are similar and can include overseeing staff, supplying medical supplies and financial matters. The nursing home administrators/ executive directors career requires at least a bachelor's degree and some advanced positions may require a master’s degree. Nursing homes are usually licensed and heavily regulated under governing legislation. Compliance with the federal and state legislatures are reviewed regularly for adherence to strict standards of building codes, care plans, behavior and altercations between residents, nutrition and dietary services, medical services, nursing and personal care, religious and spiritual practices, pets, and recreational programs.

Housekeepers are an important part of up keeping nursing homes. Housekeepers play a huge part in ensuring that nursing homes are kept clean and free of disease causing agents.

One of the many services offered in a nursing home is occupational therapy. Occupational therapy may be necessary following an injury or illness in order to regain skills and to receive support during any physical or cognitive changes. Occupational therapy will focus on activities of daily living such as bathing, dressing, grooming. Occupational therapy also assists with instrumental activities of daily living which include home and financial management, rest and sleep, education, work, play, leisure, and social participation. Occupational therapists work to allow the person to safely and comfortably reintegrate into society by practicing public dining, transferring to different surfaces (chairs, beds, couches etc.), and will assess the need for any home modifications or safety equipment to ensure a proper and safe transition. When a cognitive and/or perceptual deficit is presented, therapists will work with the person by teaching strategies to maximize memory, sequencing and attention span length.

Another important service found in a nursing home is physical therapy. Physical therapy may be necessary following an injury, illness or surgery. Physical therapy works with the person to help them regain strength, endurance, flexibility, balance and range of motion. Physical therapy is also used as a way of preventing injuries and accidents by focusing on restoring mobility, increasing fitness levels, reducing pain and overall reaching a certain point of independence. There are many conditions that can benefit from receiving physical therapy in a nursing home, these conditions include arthritis, pain associated with cancer, dementia, Alzheimer's, stroke and incontinence.

Speech-language pathology is another service found in a nursing home. Speech language pathologists specialize in working with those who have a difficult time with language and/or speech, usually following an injury or an underlying diagnoses. The SLP will evaluate the persons speech. If the person is having trouble with speech, this points to an issue with coordinating the movements and muscles used to produce speech. While trouble with language points to the person having difficulty with understanding what they are hearing and seeing. The SLP will also look at difficulty with swallowing food and will evaluate the person in order to figure out which part of the swallowing process is not working. Some of the many speech disorders worked with by the SLP are; Phonology meaning the speech patterns used, Apraxia meaning difficulty with coordinating the movements needed to make sounds, Receptive Language meaning difficulty understanding language, Fluency meaning stuttering, Expressive Language meaning difficulty using language and many other disorders.

Long-term care facilities exist under three major types: privately owned, non-profit/charitable, and municipal. Regardless of their ownership, aspects of funding, admission criteria, and cost to the individuals are all regulated by their respective provincial governments. As medical care is publicly funded in Canada, all long-term care facilities receive funding from provincial governments for the health care component of the residence – the nurses and personal support workers. Residents pay daily rates for 'room and board' (accommodation and food) that are determined by the type of room chosen, either shared or private. Respite Care For Elderly


New Jersey Long Term Care Benefits

Dementia Assisted Living in Newark

Looking for the best Nursing Homes in Newark that offer the best services there is might be a hard task to do especially if you do not have a criteria  to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.

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What Are Nursing Homes?

Medical Home Care Services

Nursing homes are a type of residential care that provide around-the-clock nursing care for elderly people. Twenty-four-hour nursing care is available in some facilities. Nursing homes will provide short-term rehabilitative stays following a surgery, illness or injury which may require physical therapy, occupational therapy or speech-language therapy. Nursing homes offer other services such as planned activities and daily housekeeping services. Nursing homes may also be referred to as convalescent care, skilled nursing or a long-term facility. Nursing homes may offer memory care services or have a separate area specified for memory care.[2]

Residential living homes were called board-and-care homes or also known as convalescent homes. These board-and-care homes would provide basic levels of care and meals in a private setting for a specific fee. Board-and-care homes proved to be a success and by World War 2, the new way of nursing homes began to take shape. By 1965 nursing homes were a solid fixture. Nursing homes were a permanent residence where the elderly and disabled (poor elderly and disabled specifically) could receive any necessary medical care and receive daily meals. Though nursing homes in the beginning were not perfect, they were a huge step above almshouses and poorhouses in regards to following laws and maintaining cleanliness. Medicare and Medicaid began to make up much of the money that would filter through the homes and the 1965 amendment laws enforced nursing homes to comply with safety codes and required registered nurses to be on hand at all times. Later in 1987, the Nursing Reform Act was introduced to begin defining the different types of nursing home services and later added the Residents' Bill of Rights. Today nursing homes are very different across the board. Some nursing homes still resemble a hospital while others look more like a home. Nursing home residents can pay for their care out of pocket, others may receive medicare for a short time and some may use long term insurance plans. Across the spectrum, most nursing homes will accept medicaid as a source of payment.

In most jurisdictions, nursing homes are required to provide enough staff to adequately care for residents. In the U.S., for instance, nursing homes must have at least one registered nurse RN available for at least 8 straight hours a day throughout the week, and at least one licensed practical nurse on duty 24 hours a day.

Nursing homes require that an RN be present to assess residents and to monitor their outcomes. The RN's job duties include implementing care plans, administering medications, recording and maintaining accurate reports for each resident, monitoring and recording medical changes and providing direction to the nursing assistant and licensed practical nurses or licensed vocational nurses.

Where Is The Best Nursing Home Near Me?

While many of us have heard of Long Term Care Insurance, we still may be wondering if we really do need it. We work all of our lives trying to build financial stability, which we hope will carry us into and through our retirement years.

Once we retire, we look forward to many years of comfort and relaxation. Unfortunately, life does not always work out as we planned. More often than not, some type of illness strikes and we are facing the possibility of not only being cared for, and, in many cases, the probability of losing everything we have ever worked for. There is a way to be prepared, and that is by making sure we have a program in place, which will absorb the financial burden, and give us peace of mind, while knowing that we can be cared for in a manner that we choose. And, in most cases today, we can be cared for right where we feel the most comfortable, in the privacy of our own home.

Of course, we all want to think that we never will need this magnitude of health care, but, unfortunately the reality of our needing the care outweighs our not needing the care. We need to ask ourselves this question. Am I willing to gamble my life savings and my quality of life, or do I want to have the peace of mind that a long term care plan can give to me?

Most of us have taken steps to protect our financial future. Remember that a sound financial plan should also address the possible need of long term care.

Elderly Care Home

New Jersey Long Term Care Benefits

Alzheimer’s Care Facilities in Franklin

Looking for the best Nursing Homes in Franklin that offer the best services there is might be a hard task to do especially if you do not have a criteria  to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.

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Is Long-Term Care The Same As A Nursing Home?

Senior Assisted Living Facilities Cost

Long-term care (LTC) is a variety of services which help meet both the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods. Long term care is focused on individualized and coordinated services that promote independence, maximize patients’ quality of life, and meet patients’ needs over a period of time.

It is common for long-term care to provide custodial and non-skilled care, such as assisting with normal daily tasks like dressing, feeding, using the bathroom. Increasingly, long-term care involves providing a level of medical care that requires the expertise of skilled practitioners to address the multiple chronic conditions associated with older populations. Long-term care can be provided at home, in the community, in assisted living facilities or in nursing homes. Long-term care may be needed by people of any age, although it is a more common need for senior citizens.

Long-term care can be provided formally or informally. Facilities that offer formal LTC services typically provide living accommodation for people who require on-site delivery of around-the-clock supervised care, including professional health services, personal care, and services such as meals, laundry and housekeeping. These facilities may go under various names, such as nursing home, personal care facility, residential continuing care facility, etc. and are operated by different providers.

While the US government has been asked by the LTC (long-term care) industry not to bundle health, personal care, and services (e.g., meal, laundry, housekeeping) into large facilities, the government continues to approve that as the primary use of taxpayers' funds instead (e.g., new assisted living). Greater success has been achieved in areas such as supported housing which may still utilize older housing complexes or buildings, or may have been part of new federal-state initiatives in the 2000s.

Long-term care provided formally in the home, also known as home health care, can incorporate a wide range of clinical services (e.g. nursing, drug therapy, physical therapy) and other activities such as physical construction (e.g. installing hydraulic lifts, renovating bathrooms and kitchens). These services are usually ordered by a physician or other professional. Depending on the country and nature of the health and social care system, some of the costs of these services may be covered by health insurance or long-term care insurance.

Modernized forms of long term services and supports (LTSS), reimbursable by the government, are user-directed personal services, family-directed options, independent living services, benefits counseling, mental health companion services, family education, and even self-advocacy and employment, among others. In home services can be provided by personnel other than nurses and therapists, who do not install lifts, and belong to the long-term services and supports (LTSS) systems of the US.

Informal long-term home care is care and support provided by family members, friends and other unpaid volunteers. It is estimated that 90% of all home care is provided informally by a loved one without compensation and in 2015, families are seeking compensation from their government for caregiving.

"Long-term services and supports" (LTSS) is the modernized term for community services, which may obtain health care financing (e.g., home and community-based Medicaid waiver services),and may or may not be operated by the traditional hospital-medical system (e.g., physicians, nurses, nurse's aides).

The Consortium of Citizens with Disabilities (CCD) which works with the U. S. Congress, has indicated that while hospitals offer acute care, many non-acute, long-term services are provided to assist individuals to live and participate in the community. An example is the group home international emblem of community living and deinstitutionalization, and the variety of supportive services (e.g., supported housing, supported employment, supported living, family support).

The term is also common with aging groups, such as the American Association of Retired Persons (AARP), which annually surveys the US states on services for elders (e.g., intermediate care facilities, assisted living, home-delivered meals). Long term services and supports are discussed in depth in the forthcoming, Public Administration and Disability: Community Services Administration in the US. The new US Support Workforce includes the Direct Support Professional, which is largely non or for-profit, and the governmental workforces, often unionized, in the communities in US states.

Nurse at a nursing home in Norway

Life expectancy is going up in most countries, meaning more people are living longer and entering an age when they may need care. Meanwhile, birth rates are generally falling. Globally, 70 percent of all older people now live in low or middle-income countries. Countries and health care systems need to find innovative and sustainable ways to cope with the demographic shift. As reported by John Beard, director of the World Health Organization's Department of Ageing and Life Course, "With the rapid ageing of populations, finding the right model for long-term care becomes more and more urgent."

The demographic shift is also being accompanied by changing social patterns, including smaller families, different residential patterns, and increased female labor force participation. These factors often contribute to an increased need for paid care.

In many countries, the largest percentages of older persons needing LTC services still rely on informal home care, or services provided by unpaid caregivers (usually nonprofessional family members, friends or other volunteers). Estimates from the OECD of these figures often are in the 80 to 90 percent range; for example, in Austria, 80 percent of all older citizens. The similar figure for dependent elders in Spain is 82.2 percent.

The US Centers for Medicare and Medicaid Services estimates that about 9 million American men and women over the age of 65 needed long-term care in 2006, with the number expected to jump to 27 million by 2050. It is anticipated that most will be cared for at home; family and friends are the sole caregivers for 70 percent of the elderly. A study by the U.S. Department of Health and Human Services says that four out of every ten people who reach age 65 will enter a nursing home at some point in their lives.

Are Nursing Homes Good Or Bad?

As a long term care administrator I have experienced many family members over the years that have been great advocates for their loved ones in my assisted living and skilled nursing communities. I have also seen many who have worked hard at being an advocated but who have been less than effective.

It is important for families to be champions for their loved ones care and quality of life. While in the Nursing home residents may be worried about speaking out themselves so it is important to be observant and advocate for them. So I would like to offer 4 quick tips to help increase your effectiveness.

1. Write vs. Talk - When an issue arises that requires your attention you can get really good results by putting your concerns in writing. A written letter hand delivered to the administrator requesting resolution and or a meeting is a powerful communication tool.

These tips are great ways to improve the effectiveness of your communication with any given long term care community.

Assisted Living Facility For Non Seniors

New Jersey Long Term Care Benefits

Dementia Assisted Living in Swedesboro

Looking for the best Nursing Homes in Swedesboro that offer the best services there is might be a hard task to do especially if you do not have a criteria  to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.

Assisted Living Facility Ratings

What To Look For In A Nursing Home?

Disability Assisted Living Facilities

We generally do not think about long-term care until and when we experience it in our lives. Oftentimes it takes the form of a loved one (typically a parent) who becomes suddenly disabled and the family (typically the children) steps in to assist. That assistance soon begins to take more and more of our time, affecting our jobs, our own families, and ultimately our lives. When this happens we all become fast studies in the field of long term care and, unfortunately, when there is inadequate planning, it is often too late. We are transformed from loved ones into long term care providers. Out relationship, with respect to our disabled loved one, changes forever and the stress that results can easily strain a family to the breaking point. If anyone has ever had a parent become disabled you know what I am talking about.

A misconception is that long-term care is covered either by health insurance or by Medicare. Health insurance does not pay for long-term care and Medicare, Part A, will only cover the first 20 days of long-term care 100%, but only under certain very restrictive conditions. Beyond the first 20 days, Medicare requires you pay the first $133 (2009) of expenses per day and this limited coverage only lasts for 80 days. Then you are on your own.

The sad fact is that long-term care, when properly planned for, can be a manageable process that leaves the family relationships in tact and allows us to instead act in an oversight capacity, rather than in a hands-on custodial care capacity. Stress is significantly reduced, our jobs do not suffer, and our direct family unit stays in tact as well.

Long-term care refers to assistance needed by anyone for a chronic illness. A chronic illness is long-term illness that will not go away, such as Alzheimer's, Parkinson's, emphysema, arthritis, diabetes, heart disease, a stroke which affects physical activities permanently, and sudden accidents which leave you permanently disabled. Long-term care may require skilled medical care or non-skilled medical care (custodial care).

The best advise I can give you is to secure the services of a Certified Financial Planner, or an insurance agent who is certified by the Corporation for Long-Term Care. Either can craft a long-term care policy that is affordable and meets your needs. Remember, each year you put off planning for long-term care will cost you in higher premiums and exposes you to the risk of needing long-term care.

Long-Term Care Facility Vs Nursing Homes, Vs Retirement Homes?

Paying for long term-care is not easy. Most people would not choose to live in a nursing home; however, sometimes it is unavoidable. The average monthly cost of nursing homes in our area exceeds $6,500. Assisted Living and home care are also very expensive. Here are some common misconceptions about long-term care:

1. Medicare will cover my nursing home bill - Not true. Medicare is a federal program that provides very limited coverage for certain short-term nursing home stays but no coverage for long-term care in a nursing home. Many people confuse Medicare with Medicaid, since the names are very similar; however, the programs are very different. Medicaid is a means-tested program, which has very strict income and asset requirements. Medicaid will pay for long-term care if you qualify. Medicare will not pay for long-term care. This may seem unfair, but it is the law.

4. I should transfer my home to my children to get it out of my name - Not true. The many problems to this approach include creating unnecessary gift and capital gains taxes and losing the legal right to live in your home.

Fortunately, there are better ways to transfer your home to your children that avoid these pitfalls. Other techniques, such as the execution of a revocable trust to hold your homestead property, or the execution of a deed with an enhanced life estate, are more sensible approaches.

Best Rated Assisted Living Facilities

New Jersey Long Term Care Benefits

Long Term Care Quotes in Jersey City

Looking for the best Nursing Homes in Jersey City that offer the best services there is might be a hard task to do especially if you do not have a criteria  to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.

Long Term Health Care Costs

Long-Term Care Facility Vs Nursing Homes, Vs Retirement Homes?

Assisted Living Programs

While many of us have heard of Long Term Care Insurance, we still may be wondering if we really do need it. We work all of our lives trying to build financial stability, which we hope will carry us into and through our retirement years.

Once we retire, we look forward to many years of comfort and relaxation. Unfortunately, life does not always work out as we planned. More often than not, some type of illness strikes and we are facing the possibility of not only being cared for, and, in many cases, the probability of losing everything we have ever worked for. There is a way to be prepared, and that is by making sure we have a program in place, which will absorb the financial burden, and give us peace of mind, while knowing that we can be cared for in a manner that we choose. And, in most cases today, we can be cared for right where we feel the most comfortable, in the privacy of our own home.

Of course, we all want to think that we never will need this magnitude of health care, but, unfortunately the reality of our needing the care outweighs our not needing the care. We need to ask ourselves this question. Am I willing to gamble my life savings and my quality of life, or do I want to have the peace of mind that a long term care plan can give to me?

Most of us have taken steps to protect our financial future. Remember that a sound financial plan should also address the possible need of long term care.

What Are The Advantages Of Nursing Homes Over Other Options?

Are you prepared for retirement and old age? While it may still be a long way off and there are usually a lot more urgent things to take care of, dealing with some of the requirements of old age, either for yourself or for someone you care about, a huge difference can be made by a few simple steps. While saving for a pension and having good medical insurance are two of the most common steps, there is also the scope for long term care insurance, which may also be of great potential use in certain situations. This type of insurance covers the need for assistance in old age. Old age, as well as mental and physical illness can lead to many people needing assistance with such everyday tasks as eating, bathing and dressing. Simply looking after you can be too much for many people and when they are faced with this situation, assisted living and long term care can be an option. Long-term care insurance can step in to help pay for the costs of such care. Do you think you may need such care? Will you be able to afford it if you do? Long-term care can last for many years and it is very expensive. Without the proper insurance, many people simply could not afford it. You may be planning to rely on Medicare or your own private health insurance policy. However, Medicare does not pay for custodial treatment of this kind. It is simply too expensive and you will therefore have to seek alternative living arrangements. Even private medical insurance will not foot the bill for long-term care. If you think you will be very short of money by the time you need long term care you may qualify for Medicaid. Medicaid steps in to pay for medical care for the very poor. The good thing about Medicaid is that it will pay for long-term care. It is difficult to qualify for it though. You must be in the right wealth level and this is difficult to guarantee. The provisions of Medicaid are also liable to change so there’s no guarantee that just because long term care is provided for now, that it will be in the future. If you are in serious doubt as to your ability to qualify for Medicaid, then it is unwise to rely on it. Long term care can make a huge difference to your quality of life and well being in old age so if you think it is something you would like to make use of, the sooner you look into insurance for it, the better.

Assisted Living Facility Amenities

New Jersey Long Term Care Benefits