New Jersey Long Term Care Benefits

Starting in the 17th century, the concept of poorhouses (also referred to as almshouses) were brought to America by English settlers. All orphans, mentally ill and the poor elderly were placed into these living commons. These poorhouses gave a place where they could be given shelter and daily meals. Poorhouses continued to exist into the early 20th century despite the criticism they faced. Much of the criticism stemmed from the conditions of the poorhouses. The Great Depression overwhelmed the poorhouses as there were a lot of people that needed help and care but not enough space and funding in the poorhouses. Due to Muck Raking in the 1930s the less than favorable living conditions of the poorhouses were exposed to the public. Poorhouses were then replaced with a different type of residential living for the elderly. These new residential living homes were called board-and-care homes or also known as convalescent homes. These board-and-care homes would provide basic levels of care and meals in a private setting for a specific fee. Board-and-care homes proved to be a success and by World War 2, the new way of nursing homes began to take shape. As the times continued to change, the government identified the issue of people spending extensive amounts of time in hospitals.

Elderly Care Home

To combat these long stays in short term settings, board-and-care homes began to convert into something more public and permanent that was state and federally funded. From this, by 1965 nursing homes were a solid fixture. Nursing homes were a permanent residence where the elderly and disabled (poor elderly and disabled specifically) could receive any necessary medical care and receive daily meals. Though nursing homes in the beginning were not perfect, they were a huge step above almshouses and poorhouses in regards to following laws and maintaining cleanliness. From the 1950s through the 1970s the dynamics of nursing homes began changing significantly. Medicare and Medicaid began to make up much of the money that would filter through the homes and the 1965 amendment laws enforced nursing homes to comply with safety codes and required registered nurses to be on hand at all times. Later in 1987, the Nursing Reform Act was introduced to begin defining the different types of nursing home services and later added the Residents’ Bill of Rights. Today nursing homes are very different across the board. Some nursing homes still resemble a hospital while others look more like a home. Nursing home residents can pay for their care out of pocket, others may receive medicare for a short time and some may use long term insurance plans. Across the spectrum, most nursing homes will accept medicaid as a source of payment.

Long Term Senior Care Homes

Why Are Nursing Homes Are So Important?

Looking for the best Nursing Homes that offer the best services there are might be a hard task to do especially if you do not have a criteria on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement homes that is just right for your needs as every situation is different and not all Nursing Homes are equipped to deal with all conditions. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home. You should see what specific conditions the Nursing Home is equipped to handle such as an Alzheimer unit, dementia, and rehab. Lastly, you should look at the recreational activities and events being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.

Best Rated Assisted Living Facilities

Always use Besttermcare to find the Best Nursing Homes and Assisted Living Facilities in  New Jersey

What To Do When You Can't Take Care Of A Loved One?

Assisted Living Facility Ratings

While many of us have heard of Long Term Care Insurance, we still may be wondering if we really do need it. We work all of our lives trying to build financial stability, which we hope will carry us into and through our retirement years.

Once we retire, we look forward to many years of comfort and relaxation. Unfortunately, life does not always work out as we planned. More often than not, some type of illness strikes and we are facing the possibility of not only being cared for, and, in many cases, the probability of losing everything we have ever worked for. There is a way to be prepared, and that is by making sure we have a program in place, which will absorb the financial burden, and give us peace of mind, while knowing that we can be cared for in a manner that we choose. And, in most cases today, we can be cared for right where we feel the most comfortable, in the privacy of our own home.

Of course, we all want to think that we never will need this magnitude of health care, but, unfortunately the reality of our needing the care outweighs our not needing the care. We need to ask ourselves this question. Am I willing to gamble my life savings and my quality of life, or do I want to have the peace of mind that a long term care plan can give to me?

Most of us have taken steps to protect our financial future. Remember that a sound financial plan should also address the possible need of long term care.

Disability Assisted Living Facilities

To learn more about Assisted Living Residence see the articles below to find information about your city in New Jersey.