Looking for the best Nursing Homes in Bergenfield that offer the best services there is might be a hard task to do especially if you do not have a criteria to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.
How Do You Know It Is Time To Look For A Nursing Home?
We have become all too familiar with nursing homes. Families in the United States usually move their elderly loved ones to a nursing home for a long-term or permanent rehabilitation service. However, in 1990s, assisted living facilities were born giving the elderly and their families a better option. Assisted living facility is referred by different names such as retirement homes, old people homes, nursing homes, retirement communities, and more. It is also known as senior housing while other states refer to it as retirement living home, adult living facility, elderly care housing, among others.
A Nursing Home is a skilled care facility for senior citizens who need 24-hour medical attention. This is for elderly with chronic medical conditions who needs and requires round-the-clock skilled care, long-term attention, and also for short-term recovering patients after being discharged from the hospital.
On the other hand, assisted living residence is for seniors who cannot independently live in their homes, who need assistance in their daily living activities and would want to grow old in an environment that provides a warm, peaceful, and safe home environment with new and balanced lifestyle and socialization, thus, allowing them to nurture new friendships with other residents and subsequently improve their physical, mental and emotional condition.
Lastly, the average daily cost for assisted living is still less than half the average daily cost for a private room in a nursing home. The average rate for a semi-private room has increased by 1.1% from $189 daily (in 2007) to $191 daily (in 2008) while the average assisted living rate has increased by 2.1% from $2,969 monthly (or approximately $98 daily in 2007) to $3,031 monthly (or approximately $101 daily in 2008). The average rate for a private room in an Alzheimer's wing is $219 and $198 for a semi-private room in the same wing. Rates vary by region and depending on the number of services included.
Quality of Life - the key difference between living at home and living in an assisted living home.
What Are Nursing Homes?
Most Americans fear they'll need long-term care at some point after retirement, but only a small percentage are doing anything about it, according to a survey conducted for the John Hancock Life Insurance Co. It states that 85 percent of respondents worry about needing long-term care at some time in their future, an increase from 80 percent a decade ago. Long term care addresses a wide range of long term care and supportive services for people who may have cognitive impairment or who are unable to accomplish certain activities of daily living over an extended period of time. These can include activities such as bathing, continence, dressing, eating, toileting, and transferring. Long term care services can be provided in a variety of settings, including your home, assisted care facilities or nursing homes; and it can be very expensive. Many Americans incorrectly believe Medicare and/or Medicaid will help fund their long-term care expenses. This is simply not true. Some feel they will be able to "trick" the system, but this has become much more difficult to do. The Deficit Reduction Act that was signed on February 8, 2006, has caused most states to radically alter Medicaid parameters and long term care programs. The loopholes are being closed. The study also found that almost 60 percent of the respondents worry about paying for long-term care, but nearly 70 percent of these people said they have done little planning, if any, for long-term care needs. Furthermore, Americans are living longer, care costs are rising, and company pension programs are being cut back. Because the average cost of nursing home care has risen to more than $71,000 a year, the costs for in-home care are also rising and it is apparent the rate of future increases will continue to be high; there is a looming crisis in America. Americans are not facing the realities of what lies ahead, especially the potential need for long-term care. Right now, Americans seem to be avoiding the issue. According to the survey, more than 60 percent of adults haven't tried to calculate the amount of money they need for retirement. Of those who did the calculation, nearly half didn't factor in long-term care. Of those who did, nearly four in 10 did nothing about it. One important financial tool possibly being overlooked is Long-Term Care Insurance. Many people do not realize this type of insurance can be tailored to fit a persons budget as well as help with some of the potential costs of long term care. In other words, there are many variables that can be tailored to meet an individual's financial budget as well as help with the cost of future long term care needs. A qualified Long-Term Care Insurance representative should be consulted to help develop an appropriate plan.