Looking for the best Nursing Homes in Harmony (Township) that offer the best services there is might be a hard task to do especially if you do not have a criteria to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.
Are Nursing Homes Expensive?
While many of us have heard of Long Term Care Insurance, we still may be wondering if we really do need it. We work all of our lives trying to build financial stability, which we hope will carry us into and through our retirement years.
Once we retire, we look forward to many years of comfort and relaxation. Unfortunately, life does not always work out as we planned. More often than not, some type of illness strikes and we are facing the possibility of not only being cared for, and, in many cases, the probability of losing everything we have ever worked for. There is a way to be prepared, and that is by making sure we have a program in place, which will absorb the financial burden, and give us peace of mind, while knowing that we can be cared for in a manner that we choose. And, in most cases today, we can be cared for right where we feel the most comfortable, in the privacy of our own home.
Of course, we all want to think that we never will need this magnitude of health care, but, unfortunately the reality of our needing the care outweighs our not needing the care. We need to ask ourselves this question. Am I willing to gamble my life savings and my quality of life, or do I want to have the peace of mind that a long term care plan can give to me?
Most of us have taken steps to protect our financial future. Remember that a sound financial plan should also address the possible need of long term care.
Are Nursing Homes Safe?
We have become all too familiar with nursing homes. Families in the United States usually move their elderly loved ones to a nursing home for a long-term or permanent rehabilitation service. However, in 1990s, assisted living facilities were born giving the elderly and their families a better option. Assisted living facility is referred by different names such as retirement homes, old people homes, nursing homes, retirement communities, and more. It is also known as senior housing while other states refer to it as retirement living home, adult living facility, elderly care housing, among others.
A Nursing Home is a skilled care facility for senior citizens who need 24-hour medical attention. This is for elderly with chronic medical conditions who needs and requires round-the-clock skilled care, long-term attention, and also for short-term recovering patients after being discharged from the hospital.
On the other hand, assisted living residence is for seniors who cannot independently live in their homes, who need assistance in their daily living activities and would want to grow old in an environment that provides a warm, peaceful, and safe home environment with new and balanced lifestyle and socialization, thus, allowing them to nurture new friendships with other residents and subsequently improve their physical, mental and emotional condition.
Lastly, the average daily cost for assisted living is still less than half the average daily cost for a private room in a nursing home. The average rate for a semi-private room has increased by 1.1% from $189 daily (in 2007) to $191 daily (in 2008) while the average assisted living rate has increased by 2.1% from $2,969 monthly (or approximately $98 daily in 2007) to $3,031 monthly (or approximately $101 daily in 2008). The average rate for a private room in an Alzheimer's wing is $219 and $198 for a semi-private room in the same wing. Rates vary by region and depending on the number of services included.
Quality of Life - the key difference between living at home and living in an assisted living home.