Looking for the best Nursing Homes in Longport that offer the best services there is might be a hard task to do especially if you do not have a criteria to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.
What To Do When You Can't Take Care Of A Loved One?
Paying for long term-care is not easy. Most people would not choose to live in a nursing home; however, sometimes it is unavoidable. The average monthly cost of nursing homes in our area exceeds $6,500. Assisted Living and home care are also very expensive. Here are some common misconceptions about long-term care:
1. Medicare will cover my nursing home bill - Not true. Medicare is a federal program that provides very limited coverage for certain short-term nursing home stays but no coverage for long-term care in a nursing home. Many people confuse Medicare with Medicaid, since the names are very similar; however, the programs are very different. Medicaid is a means-tested program, which has very strict income and asset requirements. Medicaid will pay for long-term care if you qualify. Medicare will not pay for long-term care. This may seem unfair, but it is the law.
4. I should transfer my home to my children to get it out of my name - Not true. The many problems to this approach include creating unnecessary gift and capital gains taxes and losing the legal right to live in your home.
Fortunately, there are better ways to transfer your home to your children that avoid these pitfalls. Other techniques, such as the execution of a revocable trust to hold your homestead property, or the execution of a deed with an enhanced life estate, are more sensible approaches.
Are Nursing Homes Good Or Bad?
Care options are definitely moving from a strictly medical model to a social model
Consumers are increasingly demanding and expecting more choices in care options
The aging of baby boomers will probably increase the demand for a broad array of long-term care services and options (maybe including alternative medicines, etc.)
Services will become integrated: long-term care and acute care will be integrated rather than separated (i.e. nursing home care versus home care)
"aging-in-place" will direct the structure and architecture of living options
nursing home beds will decline significantly in number
increasing "consumer-directed care" means that individuals will assume a more proactive role in the choice of service modalities and delivery of care. There may be increased direct payments to beneficiaries that allow them to choose their own services.
Long-term care staffing shortages need to be addressed and the workforce developed to meet the anticipated growing need
Many states (particularly Oregon and Washington) have explicitly recognized nursing homes as the setting of last resort, and have intentionally reduced the number of nursing home beds, or (as in Minnesota) placed a moratorium on new nursing home beds.
As baby boomers age, housing developers are going to be paying more attention to the physical design of homes and there may be more pressure to build homes in which people can age in place.