Looking for the best Nursing Homes in Ocean that offer the best services there is might be a hard task to do especially if you do not have a criteria to follow on how to look for one. There are already a lot of Retirement homes that offer quality services out there, but what you really need to find is a Retirement home that is just right for your needs. Using a Retirement homes Evaluation Checklist is a great way for you to find the best nursing homes suitable for you. The following are some of the most common criteria that you should use when choosing for the right nursing home.Lastly, you should look at the recreational activities being offered in the nursing homes. These should promote the health and wellness of the residents in the nursing home, and help develop friendship and camaraderie among residents.
What Is The Difference Between Nursing Homes Versus Retirement Homes?
In the United States at the beginning of our country the population was much younger. Life expectancies were less and the immigration into our country was mostly young people and families. A very small percentage of our population was categorized as old age. This category was affected by poor medical care and a much lower standard of living.
Immigration was hazardous and very dangerous. The immigrants who came here voluntarily were poor and hoping for a better life in the new world and the risk was worth the potential rewards. Also many slaves were imported into the new country and only the healthiest and strongest were even considered. This also added to the overall younger population.
Those we did live a longer life expectancy were often dependent on their children and there was almost no old age security blanket other than the charities of church's which were often modest. The family needed and depended on the care of one another. Due to the need to provide for the family most groups were in rural settings where crops could be grown and livestock could be raised. There was very little industry and only a very small percentage of the population lived in urban areas. The family was the key to survival and many different jobs and occupations were created from farming to butchering to educating the children
The history of long term care for those in need changed over the years as a better tax base was established and the interaction between state and federal governments improved. In the 1960's with the establishment of Medicare and Medicaid newer and better programs became available and more services were offered.
Even today thee programs continue to evolve and change as the needs of our populace changes.
What To Look For In A Nursing Home?
We generally do not think about long-term care until and when we experience it in our lives. Oftentimes it takes the form of a loved one (typically a parent) who becomes suddenly disabled and the family (typically the children) steps in to assist. That assistance soon begins to take more and more of our time, affecting our jobs, our own families, and ultimately our lives. When this happens we all become fast studies in the field of long term care and, unfortunately, when there is inadequate planning, it is often too late. We are transformed from loved ones into long term care providers. Out relationship, with respect to our disabled loved one, changes forever and the stress that results can easily strain a family to the breaking point. If anyone has ever had a parent become disabled you know what I am talking about.
A misconception is that long-term care is covered either by health insurance or by Medicare. Health insurance does not pay for long-term care and Medicare, Part A, will only cover the first 20 days of long-term care 100%, but only under certain very restrictive conditions. Beyond the first 20 days, Medicare requires you pay the first $133 (2009) of expenses per day and this limited coverage only lasts for 80 days. Then you are on your own.
The sad fact is that long-term care, when properly planned for, can be a manageable process that leaves the family relationships in tact and allows us to instead act in an oversight capacity, rather than in a hands-on custodial care capacity. Stress is significantly reduced, our jobs do not suffer, and our direct family unit stays in tact as well.
Long-term care refers to assistance needed by anyone for a chronic illness. A chronic illness is long-term illness that will not go away, such as Alzheimer's, Parkinson's, emphysema, arthritis, diabetes, heart disease, a stroke which affects physical activities permanently, and sudden accidents which leave you permanently disabled. Long-term care may require skilled medical care or non-skilled medical care (custodial care).
The best advise I can give you is to secure the services of a Certified Financial Planner, or an insurance agent who is certified by the Corporation for Long-Term Care. Either can craft a long-term care policy that is affordable and meets your needs. Remember, each year you put off planning for long-term care will cost you in higher premiums and exposes you to the risk of needing long-term care.